Debt & Credit Calculators

See how long a card balance really takes to clear, what the minimum payment costs you, and what a balance transfer saves.

Compare keeping your current debts against rolling them into one loan — including the fee and the longer term.

Compare the avalanche and snowball methods across all your debts, and see exactly what an extra payment buys you.

Work out the front-end and back-end DTI that lenders use, and see how much room you have left to borrow.

Generate a full payment schedule for any loan and see exactly how each payment splits between interest and principal.

Calculate the payment on a personal loan and the true APR once origination fees are included.

Work out your monthly payment, total interest, and what refinancing or an extra payment would actually save.