CalcToolVault

All 119 calculators

The complete index, grouped by category. Every tool is free, works instantly in your browser, and shows the full breakdown behind its answer.

Home & Real Estate

View category page →

Retirement & Benefits

View category page →

Investing & Savings

View category page →

529 College Savings Calculator

Project a 529 balance against rising tuition costs and find the monthly contribution that closes the gap.

CAGR Calculator

Find the compound annual growth rate between two values, and see why it differs from the average yearly return.

CD Interest Calculator

Project maturity value for a certificate of deposit, compare terms, and check the cost of breaking it early.

Compound Interest Calculator

See what regular contributions plus compound growth turn into over time — and how much of the total is growth rather than deposits.

Dividend Reinvestment (DRIP) Calculator

Project a dividend portfolio with reinvestment, dividend growth and share price appreciation over time.

Dollar-Cost Averaging Calculator

Compare investing a lump sum now against spreading it out over time, in both a rising and a falling market.

Emergency Fund Calculator

Size a realistic emergency fund from your actual essential expenses, then see how long it takes to fill the gap.

Inflation Calculator

See what your money will actually be worth later, and what you would need to keep the same standard of living.

Investment Return Calculator

Turn a starting and ending value into total return, annualised return (CAGR), and a comparison against a benchmark.

NPV & IRR Calculator

Discount a stream of cash flows to present value, find the internal rate of return, and see the payback period.

Rule of 72 Calculator

Estimate how long money takes to double at a given return — and check the shortcut against the exact maths.

Savings Goal Calculator

Work out the monthly deposit that actually reaches your target — or how long your current pace will really take.

Savings Interest Calculator

Calculate what a high-yield savings account or CD actually pays, including the difference between APR and APY.

Tax Calculators

View category page →

Health & Fitness

View category page →

Auto & Transportation

View category page →

Construction & Home Improvement

View category page →

Cooking & Kitchen

View category page →

Bandwidth Calculator

Convert between bits and bytes, size a connection for concurrent users, and estimate monthly data transfer.

CIDR Calculator

Convert between CIDR notation and subnet masks, and see how many addresses each prefix length provides.

Cloud VM Cost Calculator

Estimate monthly and annual cloud VM cost including storage, egress, reserved instance discounts, and auto-shutdown savings.

Data Transfer Time Calculator

Calculate how long a file transfer will take at a given throughput, and the effective speed you actually achieve.

Disk & Storage Calculator

Calculate usable capacity after RAID, formatting overhead, and growth — plus cloud storage cost.

File Transfer Time Calculator

Estimate how long a transfer really takes at a given link speed, including protocol overhead and realistic efficiency.

IP Range Calculator

Convert a start and end IP address into the CIDR blocks that cover it, and count the addresses in a range.

IPv6 Subnet Calculator

Explore IPv6 prefix sizes, subnet counts, and address space — and expand compressed addresses.

MTU & MSS Calculator

Calculate the correct MTU and TCP MSS for tunnels, VPNs, and overlay networks with encapsulation overhead.

Password Entropy Calculator

Measure password strength in bits of entropy and see how long an offline attack would take at realistic cracking rates.

PC Power Supply Calculator

Estimate total system draw and the power supply size you should buy, with headroom for transients and efficiency.

RAID Capacity Calculator

Work out usable capacity, fault tolerance and efficiency for RAID 0, 1, 5, 6 and 10 before you buy the drives.

Subnet Calculator

Calculate network address, broadcast, usable host range, wildcard mask, and host count from any IPv4 address and CIDR prefix.

Subnet Mask Converter

Convert between dotted-decimal subnet masks, CIDR prefixes, wildcard masks, and binary — with host counts.

Uptime & SLA Calculator

Convert an SLA percentage into the downtime it actually permits per day, month and year — and see what chaining dependencies does to it.

Salary & Career

View category page →

Business & Freelance

View category page →

Break-Even Point Calculator

Find the sales volume where you stop losing money, and how much further you have to go to hit a profit target.

Burn Rate & Runway Calculator

Work out net burn, how many months of runway you have left, and the date the cash runs out.

Business Loan Calculator

Payment, total interest, and the true APR once the origination fee is counted — plus what the interest deduction actually saves you.

CAC and LTV Calculator

What a customer costs to win against what they are worth, and how long you wait to get the acquisition cost back.

Freelance Hourly Rate Calculator

Work backwards from the income you want to the hourly rate you have to charge, once unbillable time, expenses, and self-employment tax are taken out.

Invoice Calculator

Add up line items, apply a discount and sales tax in the right order, and see the balance due after a deposit.

Markup vs Margin Calculator

Convert between markup and margin, and find the price that hits the margin you actually want.

MRR, ARR & Churn Calculator

Project recurring revenue with churn and expansion, and find your net revenue retention and average customer lifetime.

Profit Margin Calculator

Solve for price, cost, or margin — and stop confusing a 50% markup with a 50% margin, because they are not the same thing.

ROI Calculator

Return on investment, annualised so you can compare a six-month project against a three-year one honestly.

Sales Commission Calculator

Model tiered or flat commission, quota attainment and accelerators to see real on-target earnings.

True Cost of an Employee Calculator

What a hire actually costs once payroll taxes, benefits, equipment, and paid time off are added to the salary.

Everyday & Math

View category page →