CalcToolVault

Home & Real Estate Calculators

Price a mortgage, compare renting against buying, and underwrite a rental before you sign anything.

14 calculators in this category

15 vs 30 Year Mortgage Calculator

Compare the payment, the total interest, and what happens if you take the 30 and invest the difference.

Cap Rate Calculator

Calculate capitalisation rate and net operating income, and check the value the market implies for the property.

Closing Cost Calculator

Estimate lender fees, title charges, prepaids, and transfer taxes to find the real cash you need at closing.

HOA Cost Calculator

Project the long-run cost of HOA dues, including increases and special assessments, and see how much buying power they consume.

Home Affordability Calculator

Work backwards from your income, debts, and down payment to the maximum home price a lender will approve.

House Flipping Calculator

Run the 70% rule, project net profit and ROI, and find your maximum allowable offer on a flip.

Mortgage Calculator

Estimate your full monthly payment including taxes, insurance, PMI, and HOA — plus total interest and an amortization schedule.

Mortgage Payoff Calculator

See how much sooner you finish and how much interest you save by paying extra each month or in lump sums.

PMI Calculator

Estimate your monthly private mortgage insurance and work out exactly when you can have it removed.

Property Tax Calculator

Convert an assessed value and tax rate or mill levy into your annual and monthly property tax bill.

Refinance Calculator

See your new payment, monthly savings, break-even point, and lifetime cost before you refinance.

Rent vs Buy Calculator

Compare the true net cost of renting against buying over your actual time horizon, including equity, appreciation, and opportunity cost.

Rental Cash Flow Calculator

Underwrite a rental property: monthly cash flow, cap rate, cash-on-cash return, and the 1% rule.

Seller Net Proceeds Calculator

Work out what you actually walk away with after commission, closing costs, repairs and paying off the mortgage.

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