Terms of Use

Acceptance of terms

By accessing CalcToolVault at www.calctoolvault.com, you agree to these terms. If you do not agree, please do not use the site.

No professional advice

The calculators and written content on this site are provided for general information and educational purposes only. They do not constitute financial, investment, tax, legal, medical, nutritional, or engineering advice, and no professional relationship is created by using them.

Tax calculations reflect published federal figures for the 2025 tax year and do not account for credits, itemized deductions, state-specific rules, or individual circumstances. Health calculators use population-average formulas that may not apply to you. Construction calculators produce material estimates that do not replace local building code requirements or a licensed professional’s judgment. Always verify results with a qualified professional before acting on them.

No warranty

This site is provided “as is” and “as available” without warranties of any kind, express or implied, including any warranty of accuracy, merchantability, or fitness for a particular purpose. We make no guarantee that any calculation is free from error or that the site will be available uninterrupted.

Limitation of liability

To the fullest extent permitted by law, CalcToolVault and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, this site or any calculation it produces.

Acceptable use

You may use these calculators freely for personal and commercial purposes. You may not scrape the site at a rate that degrades service for others, attempt to circumvent its security, or republish substantial portions of its written content as your own.

Intellectual property

The design, written explanations, and implementation of this site are the property of its operators. The underlying mathematical formulas are public knowledge and are not claimed as proprietary.

Third-party links and advertising

This site displays third-party advertising and may link to external sites. We do not control and are not responsible for the content, products, or privacy practices of those third parties.

Changes

We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms. Questions can be sent through the contact form.